Cash Advance Apps 2024 Free. While most cash advance apps charge monthly subscription fees to access cash advance features, a few are nearly free — which means you won’t pay any fees. But not all cash advance apps have an instant turnaround time — it may take up to three business days unless you pay.

These are mobile applications that allow users to borrow small amounts of money with high interest rates and fees. If you can wait a few days, transfers are free.